RSS Feed

‘tips’ Category

  1. How To Organized Your Handbags

    November 13, 2017 by barbara

    When you have many handbags, it is very difficult to store them. We know many women can relate to this.  Most of us have a decently sized handbag collections and keeping them organized and neat is not an easy feat.  We found some pretty cool ideas online that may just kickstart a spring cleaning frenzy soon.

    Protect all your clutches with magazine files. They look neat too.

    Hang a BagRack over at a door or mount it to a wall.  It features a clip to allow storage of up to 9 handbags, backpacks or laptop cases.  Available at The Container Store.

    Get the Umbra  Niche Over the Door Accessory Organizer which features expandable pockets for easy storage. It has a metal hook that fits over any standard door.   A space-saving solution that allows us to make the most of our vertical space.  Available at The Container Store.


  2. 14 Things You Absolutely Need to Consider Before Buying a New Home

    November 10, 2017 by barbara

    If you are thinking about buying a new property, it can be very tempting to dive straight in and rush the entire process. After all, it’s exciting, and it’s very easy to get carried away when all you want to do is be inside your new home. However, it’s important to take a step back and take the time to assess your options properly. Read on to discover some of the things you absolutely must consider when buying a new house.

    • Find out if you are eligible for any government assistance – Before you start your home search, do some research to find out if you are eligible for any government assistance. Depending on where in the world you are based, you may be entitled to financial assistance. In some places, you will lock in better deposit offers if you go for a house that is available as part of a new property launch. You may also be entitled to assistance if you are a first-time buyer.   
    • Can you afford to buy a property right now? This is undoubtedly the most important question you need to ask yourself. Simply having the money for the deposit and the monthly mortgage payments is not enough. You need to make sure you can cover all of the costs, including everything from legal fees to on-going property maintenance. If you don’t have the money for this at present, it may be a good idea to rent a property for a year or two until you have the money you need. After all, the worst thing you can do is buy a new property and not have the money to afford it.
    • Check out the area – When you buy a home, you aren’t merely purchasing the bricks and mortar; you are investing in the area. It is important to find out what the neighborhood is like. Can you walk to the shops to get your basic groceries or do you need to drive? Are you near a bar or pub? Is it easy to get to public transport? What are crime rates like in the area? How about the local schools?
    • Get to know your potential new neighbors – It is a good idea to get to know your new neighbors before you purchase the house you are considering. They will know the area better than anyone else. They will be able to alert you to the benefits and pitfalls of the area. Plus, you will be able to find if there are any nightmare tenants nearby, which could make you want to reconsider. After all, do you really want to live on a street where the police are called around every weekend?
    • Make sure the plumbing is up to scratch – When you are viewing the property, you should run the taps to check the water pressure. How old is the boiler? Do the radiators actually work? You also need to ensure that any insulated pipes are made from lead, as this would need to be replaced. Where is the hot water tank located? If it is situated in the roof, this is a good indication that it is old, which means it will probably need to be replaced soon.
    • How old is the roof? – This is one question a lot of homeowners overlook. However, replacing a roof is expensive business. Depending on the materials used, most roofs only have a life expectancy of between 15 and 20 years, so it’s important to find out how long the current roof has been in place. Moreover, if the property has a roof that is flat or nearly flat, take a look at the material that has been used to seal it. Gravel and asphalt can both leave edges and seams unsealed, which again may need to be replaced.
    • Don’t let the staging fool you – Fresh licks of paint, cosy fires, delicious smells, strategic lighting, and cleverly placed mirrors are all tricks that sellers use to make their property more appealing. Don’t let these staging tactics fool you – look beneath them.
    • Find out what is happening to prices in your chosen neighborhood – When entering the fraught house-buying process, you need to research carefully to stay calm. One important step is to assess as many properties in your particular price bracket as you can. This will help you to understand the prices that have been achieved for comparable properties. You can be sure you are paying a fair price, and you can also ensure you are not entering into an area whereby house prices are rapidly falling.
    • Get the sizing right –Some sellers place smaller furniture in their home to make it look bigger. It is important that the sizing is right for your needs. Get room measurements if necessary.
    • Which way does the house face? – At night, during a cloudy day, or in winter, it can be tough to tell the difference between a house that is facing south or north. However, in the summer, it can be the difference between a home that is frustratingly dark and one that is full of warmth and light. This is a lot more important than you may realise – you will really notice the difference once you move in. Don’t be afraid to take a compass with you to the house viewing. You may even have one on your smartphone.
    • Assess the storage space – Storage space is one asset that is often overlooked, but it is very important. Where are you going to keep your boxes of junk, spare linen, towels, and vacuum cleaner? Is there room for shelves and cupboards to be built in? Storage space can be scarce in new builds especially.
    • Consider your future plans – One of the biggest mistakes new homeowners make is buying a property that fulfills their needs now, rather than considering their future plans. There is no point in buying a studio apartment if you think you are going to start trying for children within the next few years. Also, if your job is on uncertain grounds at the moment, ask yourself whether now really is the right time to be making such a huge financial commitment. You can always buy a property at a later date, but you cannot get out of your mortgage if things start to turn sour.
    • Is the building structurally sound? – You should anticipate some hairline cracks, but there should not be any big cracks. Places where you need to pay careful attention to include bay windows, end-of-terrace walls, and where extensions join. If you have any doubts or you see any major cracks, it could be a good idea to get a surveyor to check it out.
    • Check for damp – The giveaway signs of damp are watermarked ceilings or walls, flaky plaster, and a moldy smell. It may sound obvious, but make sure you look around the skirting boards and closely near the ceiling. If a room has recently been repainted, don’t simply assume that the homeowner has done this to freshen up the property. Could it be that they are attempting to cover up damp?

    As you can see, there is a lot that needs to be considered when buying a property. Nevertheless, if you consider the factors mentioned above, you will have a much greater chance of finding a property that is right for you. From checking for damp to assessing the storage place, don’t overlook any of the crucial steps. No matter how significant they may seem right now, they can turn out to be very important later down the line.


  3. How To Wear Brown Shoes

    November 8, 2017 by barbara

    Have you ever wondered how to wear your brown shoes?  What is the fashion faux pas?  Can you wear gray pants with brown shoes?  What about the color of the socks?  Well, here are some very good advice and tips on the color combination of your outfit.

    shoe
    via fashioninfographics.com

     


  4. How To Pose Like A Fashion Blogger

    November 3, 2017 by barbara

    Found some cool tips on how to pose for the camera like the fashion influencers. Try it!

    strike a pose

    via Pinterest

  5. Renting vs buying. What is right for you

    October 1, 2017 by barbara

    propertyguru

    Property in Singapore is expensive and property price in Singapore has been falling for the past few years. Therefore you are stuck in between whether to buy a property in Singapore or opt for house rental in Singapore as you do not know which is a wise decision – to buy or to rent a house.

    However, this is still a big decision to make in your life as there will be different milestones that you achieve in life. Although most Singaporeans already have a house on their own, there will still be reasons that they have to move out from the current house as they reach another milestone in life:

    1. Child attending school the following year and you prefer staying nearer to school
    2. Just changed a job and do not wish to spend hours communting to work
    3. An upgrade from your current HDB flat to a condominium unit and need a place to stay for transition period
    4. Prefer staying nearer to parents

    Either way, there still comes a question – to buy or to rent? Before deciding, take some time to ask yourself these 5 questions to find out the best option for you.

    1. Affordability

    Private properties are overpriced in Singapore. Not only it takes all your money out from your Cash savings and CPF, you are also creating a long term commitment for yourself too. Furthermore, buying a property for your own stay is a liability instead of an asset because there is no cash flow from it as you are not renting it out. If buying a house will cause you financial burden or even falling into a debt, you might want to ask yourself again if buying a house is a wise choice or not and whether you can afford it or not is another crucial question to ask yourself.

    1. Commitment

    The momentyou buy a house, you are commiting into a new commitment in life. Bear in mind that this commitment does not stop and it is an ongoing commitment. Think about:

    1. the repairing costs that you will be spending on whenever there is any problem with the house such as, wall cracking, water leaking or even painting.
    2. the replacement of furniture when they become old after a decade
    3. the maintenance fees if you are buying a condominium unit
    4. property taxes that you have to pay

    If you think you can afford all these and can commit to all these expenses, then purchasing a property is alright. However, if  you are already struggling with your finances, or loathe the hassle when it comes to taking care your own home, or prefer having someone or the landlord to be in charge of the upkeep, then you should definitely consider renting a house instead. In addition, you will only need to pay approximately $200 for minor repairing cost on your own and the rest will be borne by the landlord.

    1. Living arrangement

    Aree you the kind of person who wants to be in charge of everything at your home? From the interior design to the choice of furniture used.  If you are, then buying a house is suitable for you. You are allowed to do anything even when it comes to knocking down the walls to create a new face lift for your house. However, if you just need the convenience of staying near to your workplace or your child’s school, and all you need is a place for you to stay, then renting is a great choice for you.

    1. Location

    Wanting to buy a property but you are not sure if you will like this neighbourhood. You can always choose to rent a place in that particular area first before deciding to buy a property so you do not regret in the future. Think of the possible scenario where you could not fit in to the community in that area but have no choice because you just bought a property there. You definitely do not want this to happen. Therefore, you can choose to rent a place first and decide if you like the estate before making such big ddecision of buying a property in that neighbourhood. After all, if you do not like it, you can always end the lease contract and search for another new neighbourhood. Make sure you like the location before you buy a property there.

    1. Financial goals

    Do you have any life goals or financial goals that you would like to achieve, such as:

    1. Traveling around the world
    2. Spending some time with your children before they grow up therefore you might want to stop working
    3. Chasing your personal passion
    4. Early retirement

    Be clear with what your life goals or financial goals. As buying a house is going to be a huge liability, you might need to postpone your life goals especially if it involves money.

    In conclusion, buying or renting a house in Singapore is a big decision that requires a lot of considerations. Consider the above factors thoroughly. Do not rush into any decision to prevent getting yourself into a financial debt.


  6. What lipstick color is right for me?

    September 20, 2017 by barbara

    Choosing the right lip color is just as tedious, if not more, as finding the best pair of jeans that fit your figure.  I have this problem with lip color but once I have found the shades that look great on me, I become a loyal fan. I look better in bright orangey red shades. Taupe or brown lipstick make me look very sick and pale.  If you are not sure what color suits you, try this.

    lipstick

     


  7. Cheap Moissanite Engagement Rings – Ideas For Wise Engagement Rings Shopping

    September 20, 2017 by barbara

    Searching for affordable engagement rings?   This is a really a smart decision. The ring may be the first-lasting indication of the union from the couple in matrimony.It symbolizes love, commitment, faithfulness, a commitment of a married relationship. It stands because it is a hope of the couple to be together forever. Rings are an important a part of matrimony. They’re, in ways, what bind the 2 people together. Both engagement and also the engagement rings play important symbolic products within the relationship of the couple. The rings around the third finger of both fiancee and her husband also show the way they both fit in with each other. For this reason every couple takes time to select their preferred wedding rings, it is because while things may change and days may pass, the rings will usually symbolize their union.Searching for affordable engagement rings.

    You’re most likely to believe that trying to find cheap moissanite engagement rings is going to be a smaller amount of importance. This doesn’t always imply that the ring need to be very costly, though. While it might be correct that costly rings can often mean a lot more due to the readiness from the couple to invest for that ceremony, it’s also vital that you be conscious of the budget. The ring may be a fundamental part of the wedding, what will count a lot more may be the thought the romance that’s been put in the connection. There are methods of having cheap moissanite engagement rings, and that I mean the look you would like inside a better cost.

    Where you can purchase a ring (where not to)

    Local jewellery shops would certainly offer their rings at a higher price especially one which is rather popular for his or her brand.  They do not want those who are searching for affordable moissanite engagement rings to visit and they would like to brand themselves as quality and quality means costly. It is important, first, that the couple realizes the different niceties that they’ll have to invest for the wedding. It might be foolish to spend over their limits around the moissanite engagement ring, without understanding that they have an entire ceremony to cover. Budgeting may be the wisest move that soon-to-be-married people must do and searching for affordable diamond engagement ring is really a wise factor. Generally, the man is the one that shops for that diamond engagement ring for his proposal. He or she must first know how jewellery shops price their rings. This will help one to find cheaper rings.

    The Cost of A Ring

    The cost of the ring is determined by the material that it had been produced from. Gold bands are usually much pricier than silver bands. The cost would soar higher should you add over a couple of gemstones into it. The pricier rings are manufactured from very good quality material like gold, and finely cut moissanites. If you’re on a tight budget you might like to avoid them, and merely stick to an easy but still charming href=httpwww.myraygem.comdiamond-wedding-rings.html target=_blank rel=noopenerdiamond banda.

    Searching for cheap diamond engagement ring requires proper planning – budget and the design you want. Be prepared to reduce your expectations with regards to diamonds. Possibly, you might look for a lower quality gemstone in order to cut the cost too. The caliber of the types of materials dramatically affects the cost of things. You are able to, obviously, still find quality rings that are priced very significantly from online retailers and direct manufacturers where there’s no overhead cost. I am sure that the best place to look when searching for affordable moissanite wedding set is online simply because they have the very best prices (no overheads) and good service. Hunting online stores is really a convenient method of finding top quality rings within an excellent budget category. Their rings are top quality, yet at really low prices because there is no middleman involved or brand fee. A cheaper ring may not be of bad quality.  Cheap diamond engagement rings look much like expensive rings should you shop wisely. There are many choices available for couples on a budget. One just needs to be smart when evaluating prices and quality. To find out more moissanite engagement ring for sale here.


  8. Ways To Color Your Hair Without Using Hair Dye

    September 20, 2017 by barbara

    Want a natural way to color your hair? Here are some tips :-

    Pour 1/3 cup lemon juice in a spray bottle. Lemon juice is a natural lightener. Either get three lemons and squeeze out the juice, or just buy pure lemon juice from the store. If you choose to squeeze your own, remember to strain out the seeds.

    Brew two bags of chamomile tea. Like lemon juice, chamomile acts as a natural bleaching agent. Bring one cup of water to a boil and add the tea bags. Allow the tea to steep for five minutes, then add it to the lemon juice.

    Add in some cinnamon and almond oil. Adding these ingredients, which also contain natural lighteners, creates a super-bleaching cocktail for your hair. Get about one teaspoon of cinnamon and one tablespoon of almond oil and mix them in with the other ingredients. You may substitute coconut oil for the almond oil, if you like.

    Spray your clip in hair with the mixture. If you’re just going for highlights, only spray the areas you want to lighten. Otherwise, spray it all over your hair. Try to spray as evenly as possible to avoid patchiness.

    Sit out in the sun for a while. You’ll need to stay in the sun for about one to two hours. The reason for this is that the lightening process needs heat. Be sure to use sunscreen so that you don’t burn.

    Gather some flowers. You’ll need half a cup of calendula flowers or marigold petals, as well as two teaspoons of hibiscus petals. If you don’t have any in your garden, you can find them in herbal shops or some health food stores.These flowers are known for bringing out the red tones in hair. For redder hair, add more hibiscus petals.

    Bring two cups of water to a boil. Add in the flowers and bring it down to a simmer. Allow it to stew for a minimum of thirty minutes. This allows all of the juices in the flowers steep into the water.

    Pour the mixture into a bottle. Use a strainer to separate the flowers from the liquid. Keep it in the refrigerator. This helps to maintain its freshness.

    Apply it to wet hair. It’s best to use it as a rinse after a shower. Then, sit out in the sun and allow your hair to dry. Use it every day until you achieve your desired shade of red. An herbal rinse such as this works progressively. That is, the color intensifies with repeated use.To maintain your color, simply reapply the mixture every few days.

    Make the coffee. Coffee contains a natural brown pigment. Measure one cup of water and add a tablespoon of coffee. Brew as normal, then allow it to cool for thirty minutes. If you want to condition your hair at the same time, add a tablespoon of olive or coconut oil.

    Apply the coffee. Make sure that you cover your entire head with the stuff. It may be helpful to comb it through after putting it in your hair. This helps the color deposit evenly throughout your hair.

    Cover your hair weave with plastic wrap. You can also use a plastic bag with a rubber band to hold it in place. Keep it on for at least one hour and thirty minutes. The longer you leave it in, the darker your hair will become. The reason for this is that the plastic traps your body heat it at your scalp. Heat opens the cuticle of the hair shaft, allowing color to be deposited.

    Rinse your hair with water. Do not shampoo your hair. Simply rinse the coffee off with water. If you didn’t add in the olive or coconut oil, you can use a conditioner in your hair after you rinse out the coffee.


  9. What To Wear To A Ball Game

    September 8, 2017 by barbara

    Dressing Right for Tailgating is Easy

    Tailgating gives you the chance to head to the stadium and root for the home team. Before you watch your favorite players race across the field or court though, you’ll spend time outside as you meet and greet with other fans, whip up some dishes and sample some of the foods that other people made. You can play a game or two with NFL cornhole boards that you bring from home and get in the mood for watching the big game. Dressing right for tailgating will keep you comfortable before, during and even after the game.

    Dress for the Weather

    Don’t leave home without first checking the weather report. There is nothing worse than hitting the parking lot in a new tank top and shorts just as the temperature drops. If the weather report calls for mixed temperatures, you can wear layers. Wear a tee shirt or tank top underneath a sweatshirt. You can always take off layers when the temperature climbs, but if you don’t wear enough clothing, you’ll find yourself freezing by the time kick off arrives. You can bring a poncho to compensate for rain too.

    Wear the Right Shoes

    While the wives and girlfriends of players can get away with wearing high heels, you should stick to more comfortable shoes. By the time you finish walking around the parking lot, through the stadium and then back to your car at the end of the night, you’ll love how comfy your feet feel. A simple pair of running shoes or tennis shoes provides you with traction when walking across wet surfaces like a parking lot full of rain or a walkway covered in spilled beer.

    Support the Team

    No matter how you dress for the big game, make sure that you support the home team. Clothing manufacturers now make clothing for every team in the NFL, and some companies even make clothing designed specifically for female fans. These pieces highlight your natural curves and draw attention to your feminine figure. The clothing is appropriate for all weather conditions too. You can look for sweatshirts that zip up the front and those you pull on over your head, tank tops that help you stay cool and shorts or capris pants with the team’s logo running up the side. Dressing right will help you stay comfortable and have fun when tailgating before a game.

    football

     

    Outfit via Polyvore


  10. How To Tie PigTails Differently

    August 25, 2017 by barbara

    I spotted this cool new way of tying pigtails in Pinterest.  Give it a try if you are tired of the same old style of tying your hair.

    pigtail